Don't let a broken chain or slow banks cost you your dream home. Opus Mortgage & Protection secures the funding you need in days not months, with No Upfront Broker Fees.
Decisions in 24–48 Hours – Act fast on auction deals or chain breaks.
No Upfront Fees – We only get paid when your bridge completes.
Expert "Bridge-to-Exit" Planning – We secure the bridge and your long-term mortgage.
When speed matters more than anything else — we deliver
Meet 28-day deadlines with funding arranged before you bid
Bridge the gap and secure your onward purchase
Fund renovations on unmortgageable properties
Full consumer protection for residential bridging
We stress-test your repayment plan before you commit
Speak to a bridging specialist today — no obligation
Not all bridging loans are created equal. The wrong type could cost you thousands — or worse, leave you exposed. Here's what you need to know.
You have a guaranteed exit — a confirmed sale date or definite refinance. Because the risk is lower, so are the rates. This is the gold standard if you qualify.
No fixed repayment date — you know how you'll repay, just not exactly when. More expensive, but the flexibility can be worth its weight in gold when timing is uncertain.
For your home or future home. FCA-regulated with full consumer protection — including a cooling-off period. If you're bridging for your own residence, this is what you need.
For investment, BTL, and commercial properties. No FCA regulation — but more flexible criteria and faster decisions. The go-to for savvy investors.
Primary loan secured against a property with no existing mortgage. Lower rates, simpler structure.
Additional borrowing on a property with an existing mortgage. Keep your current deal in place.
Light or heavy refurb funding. Purchase and renovate, then refinance or sell at the improved value.
Pre-agreed funding so you can bid with confidence. Meet the 28-day completion deadline.
Offices, retail, industrial, mixed-use — specialist commercial bridging with flexible terms.
Use equity in one property to fund the purchase of another. Unlock trapped equity quickly.
When you're racing against a deadline, the last thing you need is a broker who doesn't understand urgency. We live and breathe bridging finance.
While other brokers are still filling in forms, we're already on the phone to lenders. We understand that every day of delay could cost you the deal of a lifetime — and we treat your urgency as our own.
We have direct relationships with bridging lenders who don't work with every broker. That means better rates, higher LTVs, and faster completions — because we've already earned their trust.
Adverse credit? Unmortgageable property? Overseas applicant? Complex corporate structure? We've arranged bridging for all of these — and we'll tell you honestly if it can or can't be done.
Let's be honest — bridging isn't cheap. But when you understand the real numbers, you'll see why it's often the smartest move.
That's the cost of keeping your dream purchase alive. For many, it's the best £16k they ever spent.
Important: Bridging finance costs significantly more than standard mortgages and is only suitable for short-term needs. You must have a clear, credible exit strategy. Your property may be repossessed if you don't repay the loan.
Everything you need to know — honestly answered.
Property opportunities don't wait. Neither should you. Fill in our quick form — it takes 2 minutes — and we'll tell you exactly what's possible, what it'll cost, and how fast we can move.
Or email us at hello@opusmortgage.co.uk