Mortgage Broker In Kent

Advice for Kent buyers, movers and landlords

Kent attracts two very different types of buyer: people moving out of London for space and high-speed rail links, and long-term local owners moving within the county. Both compete for the same stock, and lenders view them differently depending on income type, deposit source and the property itself.

Older Kent housing stock brings its own issues — non-standard construction, period properties, annexes and converted barns can all restrict which lenders will lend at all. Identifying that early saves a wasted valuation fee and weeks of delay.

• Buyers relocating from London on high-speed commuter routes
• Period and non-standard construction properties
• Self-employed trades and small business owners across the county
• Holiday let and buy-to-let purchases in coastal towns

Rural and coastal considerations

Properties with land, agricultural ties or holiday-let use need lenders comfortable with that arrangement. Coastal towns can also see valuations come in below the asking price, which changes the deposit needed at short notice — we plan for that possibility rather than reacting to it.

How the process runs

You deal with one adviser throughout, by phone, video or email. We confirm what you can borrow, agree the lender and keep the application moving to completion. Fees are £499 standard, £799 complex, payable only if you go ahead.