Mortgage Broker In London

Why London cases need a broker, not a branch

London borrowing is rarely straightforward. Values are high relative to salaries, so affordability is stretched; income is often a mix of salary, bonus, commission, share options, dividends or contract day rates; and much of the housing stock is leasehold, sometimes with short leases, cladding questions or service charges that affect the loan a lender will agree.

We hold a registered office at 20 Wenlock Road, London, and advise clients across every borough. Our panel of over 200 lenders includes private banks and specialist lenders used to assessing complex income and unusual property.

• High loan-to-income cases with professional or bonus-heavy income
• Leasehold flats, short leases, ex-local-authority and new-build stock
• Limited company directors, contractors and self-employed applicants
• Buy-to-let and portfolio lending in strong-yield London postcodes

Protection alongside the mortgage

London mortgages tend to be large, which makes the protection conversation more important, not less. We review life cover, critical illness and income protection alongside the mortgage so the debt is not left uncovered if something happens.

Straight answers, quickly

One call and a clear next step: we tell you what is realistic, which lender fits and what documents are needed, usually within 24 hours. Our advice fee is £499 standard and £799 for complex cases, only payable if you proceed.